If an investor switches funds before 3pm on the trading day, the income of the fund before switching will be calculated on the day of switching, and the income of the fund after switching will be calculated on the second trading day. If investors switch funds after 3 pm on the trading day, the income of the fund before the conversion is calculated on the day of conversion and the second trading day, and the income of the fund after the conversion is calculated on the third trading day.

fund conversion refers to mutual conversion between funds managed by the same fund company, which is equivalent to buying another fund, eliminating the link of buying and selling, and charging only conversion fee instead of subscription redemption fee, which saves time and handling fee.