Bank financial management is not a fund, and financial management and funds are different. Funds are issued by fund companies, and wealth management products are mainly issued by banks or financial institutions. In terms of risk, the investment targets of fund products are bonds and stocks. , with high risk; The investment objects of wealth management products are mostly bond assets, with less risk. The bank's wealth management product is a fund investment management plan developed, designed and sold by the bank for specific target customers, while the fund is a wealth management product issued by fund companies, and the bank only provides a sales platform.

Chang 'an Bank (full name Chang 'an Bank Co., Ltd.), established in 2009 and headquartered in Xi City, Shaanxi Province, was approved by China Banking Regulatory Commission.