Before investing in funds, you must first understand that funds, as we often say, are a kind of long-term investment, so don't be too affected by short-term fluctuations.

Many people buy funds without risk awareness, thinking that they will definitely make money by buying funds. Or, when others rush to buy them, they feel quite good and buy them with them. For example, this year, many people buy funds with them, and they don't know exactly what each fund is like. They just heard from others that they have made money by buying funds, so they began to try it themselves. In fact, you have to understand that there are many types of funds, including stock funds, bond funds and hybrid funds. Most people buy stock funds, while stock funds, as the name implies, are funds that invest in stocks. There is no difference between buying stocks with ordinary investors. It's just that at a certain time, it may be slightly better to give them to institutions for you to operate, but if the market as a whole is average.

At the same time, you must give the fund some time. Don't think that it will bring you benefits after buying it. The difference between our A-share market and foreign stock markets is that A-shares have strong volatility. Under this volatility, even funds will follow the fluctuations. However, if you lengthen the time period, from a long-term perspective, after all, some fund managers have been in the market for many years, and their operations have to be carried out. In this case, the performance of some funds will still satisfy investors if the cycle is prolonged, so don't lose confidence in the funds just because the short-term returns are not ideal.

In addition, you should carefully compare the operation of your own funds. From a big perspective, it is true that some high-quality funds have performed very well in bull market and bear market, but there are also some funds whose performance is really average, and they may not make much money in bull market, but the decline in bear market is still very large. Therefore, some poor funds will change their fund managers halfway to make some adjustments. These are all things that investors need to pay attention to. If this fund is just ordinary, then when it is appropriate, change it to another fund. After all, if the fund manager has always followed the previous investment strategy and has always been average in overall performance, then there is much less reason for you to continue to hold this fund.

generally speaking, before buying a fund, investors should carefully look at the allocation and past performance of the fund before considering which fund to choose. And if you have chosen a fund, you should observe it with a long-term investment attitude.

—— Above, Wang Dana of Finance and Economics is determined to be a big winner in the financial sector, so please pay attention to more investment cases and logical thinking!