Generally speaking, the main investment directions of bond funds are government bonds, financial bonds and corporate bonds. Bonds mainly provide investors with fixed income and repay the principal at maturity, which is less risky than stocks and equity funds, so the income is relatively stable and the risk is relatively low.
More than 80% of bond funds are basically invested in bonds, but it should be noted that some partial debt funds have a small amount of funds invested in the stock market, so the risks are relatively large, mainly divided into primary bonds and secondary bonds. In addition to fixed-income financial instruments, primary bonds participate in the investment of new shares in the primary market, secondary bonds participate in stock trading in the secondary market, and can also participate in the investment of new shares in the primary market.
If you pursue income, you can give priority to bond funds with partial stocks, and if you pursue stable income, you can give priority to pure debt funds. Pure debt fund is a fund with 65,438+000% investment in bonds, which has little risk and is slightly larger than money fund. You can analyze past earnings and give priority to pure debt funds with better past earnings. Although the past does not represent the future, it will.