Yes, the provident fund must pay the final payment of the house you bought first, because only the down payment can meet the requirements of the provident fund loan, and when the final payment will be paid will not affect your application and loan of the provident fund loan.

Requirements for down payment:

1. For families who purchase the first self-occupied house with a floor area of less than 9 square meters (including 9 square meters) or purchase affordable housing in this city according to regulations, the down payment ratio of housing provident fund loans shall not be less than 2%; For families who purchase the first set of self-occupied houses with a floor area of over 9 square meters, the down payment ratio of housing provident fund loans shall not be less than 3%. The maximum loan limit of housing provident fund for each household is 6, yuan.

2. For those who buy a second house to improve their living conditions, the maximum loan limit of housing provident fund for each family is 4, yuan. The down payment ratio of the loan shall not be less than 5%. Suspension of housing provident fund loans to families who purchase non-improved second homes.