The maximum amount of provident fund is as follows:

1. The maximum monthly deposit of housing provident fund is 2494 yuan;

2. The upper limit of monthly deposit of housing accumulation fund for urban individual industrial and commercial households, their employees and freelancers is 4,276 yuan;

3. The upper limit of the monthly contribution of the supplementary housing provident fund is 1,782 yuan according to the contribution ratio of 1% to 5% for the employee himself and the unit respectively.

How many times a year do you withdraw the provident fund?

1. When you buy a house and use a mortgage, you can withdraw the housing provident fund once a month, and the total amount of withdrawal should not exceed the actual housing expenditure;

2. In the case of one-time payment for house purchase, employees and their spouses can withdraw the housing provident fund in full once every quarter, up to four times a year;

3. If the housing provident fund is withdrawn from self-built, overhauled and renovated, the total withdrawal amount shall not exceed the actual expenditure;

4. When renting a house to withdraw the housing provident fund, employees and their spouses can withdraw the housing provident fund in full once a year, and the total amount of annual withdrawal should be higher than the total annual rent.

to sum up, the housing provident fund is mainly a preferential method adopted by the state to buy houses for public officials. Public officials pay five insurances and one gold on time during their work, and one gold refers to the provident fund, which is then deposited in their own accounts. The amount of the provident fund mainly depends on the length of their working hours. The longer the working hours, the more the provident fund will be saved, and the less it will be.

Legal basis:

Article 13 of the Regulations on Housing Provident Fund Management

The housing provident fund management center shall set up a special account for housing provident fund in the entrusted bank.

the unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for its employees. Each employee can only have one account that is suspected of leaking housing provident fund.

the housing provident fund management center shall establish a detailed account of employees' housing provident fund to record the deposit and withdrawal of employees' individual housing provident fund.