According to the organizational form, funds are divided into two types: corporate funds and contractual funds. At present, domestic funds are all contractual. According to whether the fund scale is fixed, it can be divided into closed-end funds and open-end funds.

According to the different investment objects, it can be divided into stock funds, bond funds, mixed funds, money market funds, futures funds, option funds and so on.

According to the characteristics of investment operation, it can be divided into growth funds, income funds and balanced funds.

Contractual fund Contractual fund, also known as unit trust fund, refers to the fund established by investors, managers and custodians as fund parties to issue beneficiary certificates in the form of signing fund contracts. It is a kind of agency investment behavior organized on the basis of contract principle. There is no fund charter or company board of directors, but the behavior of the three parties is regulated through fund enterprises. The fund manager is responsible for the management and operation of the fund. As the nominal holder of the fund assets, the fund custodian is responsible for the custody and disposal of the fund assets and supervises the operation of the fund manager.

Company fund company fund is also called * * * mutual fund, which means that the fund itself is a joint stock limited company, and the company raises funds by issuing stocks or beneficiary certificates, and then the company entrusts an investment consulting company to invest.