1, end of month, end of season, end of year, before long vacation
During this period, generally speaking, the bank's deposit assessment is under great pressure and the market liquidity is insufficient. In addition, before the long holiday, the consumer demand will increase sharply, and the market demand for money will also increase simultaneously. At this time, the market interest rate will be higher, and buying bond funds can get better expected returns.
2, the central bank policy
Central bank policies play a decisive role in the stock of market funds and market interest rates. The central bank lowers the benchmark interest rate of bank deposits and loans, the financing cost of enterprises drops, the bond price rises, and the expected investment income of bond funds will also rise.
The expected income in the second half of the year is usually higher than that in the first half.
After entering the second half of the year, especially in the two months of 1 1 and 65438+2, many banks have issued loan quotas for that year, but the market demand for loans is consistent, which leads to an increase in corporate financing costs and the expected yield of bonds.
4. Buy old things instead of new ones
For the choice of funds, when investing in bond funds, it is best to choose bond funds with a certain duration. Stable historical performance is one of the effective guarantees for the expected return of future investment.
The above four opportunities are opportunities to participate in bond fund investment, which can effectively improve the expected rate of return on investment. I hope it will help everyone. Tips: Financial management is risky, and investment needs to be cautious.