Second, the function of WeChat change pass is similar to that of Yu 'ebao: users can use the money in the change pass directly for consumption, such as transferring money, issuing red envelopes, scanning code payment, and returning credit cards. At the same time, when the funds in the change account are not used, the income can be automatically obtained.
Three. Operating environment: WeChat version 8.0. 16
Wechat Zero Link has four monetary funds: Cargill Li Jintian Monetary Fund, Yifangda Easy Money Management Monetary Fund, Huitianfu All-inclusive Monetary Fund and Southern Cash Communication Yifangda Fund. Monetary funds mainly invest in various low-risk financial products, such as central bank bills, national debt, financial bonds and so on. From the historical data, the money fund is a financial product with capital preservation. The annualized income of these four funds in zero currency is slightly different, so you can choose by yourself. Although the yields of these four funds are different, they are roughly the same. If you transfer more funds, there is almost no difference in income.
1, Jia realized the monetary fund. On the basis of rigorous and in-depth research and analysis, the Fund comprehensively considers the trend of market funds, the credit qualification of deposit banks and the risk, income level and liquidity characteristics of various assets to determine the allocation ratio of various assets. Portfolio duration investment strategy is based on the judgment of the changing trend of market income level, and the fund dynamically adjusts the portfolio duration to seek to control risks and increase or lock in income.
2. E Fund for Easy Financial Management. Specifically, E Fund made a profit of 2.04 billion yuan last year and collected management fees of 264 million yuan. It is the fund with the highest management fee income of the company. The fund manager is Shi Dawei. Besides managing E Fund, it also manages E Fund's monthly interest financing bonds, E Fund's bimonthly interest financing bonds, E Fund's daily financing currency, E Fund's margin income currency, E Fund's daily increasing interest currency, E Fund's long-term increasing interest currency, E Fund's cash increasing interest currency and other funds. At present, the total assets of the fund have reached 654.38+0.604.38+0 billion yuan.
3. Huitianfu All-inclusive Monetary Fund. According to the information dissemination in the first quarter of 20 16, the fund manager adjusted the bond allocation strategy, preferring to allocate high-grade creditor's rights and interest rate bonds, screening enterprises with excellent qualifications, and trying to avoid industries with overcapacity and high default risk in the future. This may be seen as a better opportunity to participate in investment. The author suggests that investors can pay attention to some newly established funds or funds in the raising period when investing in bond funds.
4. Southern Cash Transfer Fund. The Fund will adopt an actively managed investment strategy to improve the fund's rate of return on the premise of controlling interest rate risk, minimizing the risk of fund net value fluctuation and meeting liquidity. 1. The Interest Rate Strategy Foundation will first adopt a "top-down" research method, comprehensively study the indicators of major economic variables, analyze the macroeconomic situation, establish a scenario simulation of economic prospects, and then judge the orientation of macroeconomic policies such as fiscal policy and monetary policy.