Stocks and funds will not expire, but wealth management products have a time limit. After the wealth management products expire, the principal and dividends will automatically return to the current account. However, getting here is not immediately available. For example, the money sold by fund stocks is not immediately available.

When will the wealth management products arrive after they expire?

After the maturity of wealth management products, the funds are generally returned within 3 working days after the maturity, but they will basically arrive at around 19, and at around 20 o'clock on the evening of the maturity date, depending on the time of receipt. For example, the wealth management product you bought shows that 10 will expire on1October 30th, and you may receive it on the evening of 30th, but it may take two days.

The arrival date of wealth management products of most banks in the market is 1 to 3 working days after the product expires, but it is longer, such as 5 working days. If the due date meets a holiday, it will be postponed. If the funds are not received, they will not be taken out.

Knowledge related to the expiration of wealth management products:

1 After the wealth management products purchased by banks expire, investors do not need to redeem them manually.

The income will automatically return to the investor's current account.

3 can be renewed, that is, the product enters the next investment cycle.

4 The arrival date, maturity date and liquidation date of different types of wealth management products are not the same day.

After purchasing wealth management products, be sure to read the wealth management product manual carefully, which will clearly indicate the arrival time of your wealth management products. After the maturity of wealth management products, buyers will get principal and interest, and may also lose money, but most of them will make money.