On "Quick Profit" of CCB
Product name: Su Ying
Issuer: China Construction Bank.
Docking Fund: CCB Cash Tian Li Money Market Fund.
Investment threshold: 100 yuan
Transfer-out limit: there is no limit for fund transfer.
Time of receipt: T+ 1 day redemption.
Handling fee: there is no handling fee for subscription and redemption.
About income
CCB Cash Tian Li Money Market Fund, which is connected with fast-growing products, was just established on September 17. The latest 7-day annualized rate of return is 4. 1450%, and the income per ten thousand copies is 1.2259 yuan. Generally speaking, the income trend is relatively stable. According to the monitoring data of Rong 360, the average annualized rate of return of bank newborns in the past 1 month was 4.94%, so in contrast, CCB Kuaili did not have much advantage in income.
About flexibility
Let me talk about the investment threshold first. Generally, there is no threshold for new products, but the initial investment amount of quick-profit products is 100 yuan, which is higher than other Yu 'ebao products. From the convenience analysis, although "T+ 1" is slower than "T+0", there is no limit to the transfer, and it is very convenient if there is a lot of funds in urgent need.
About risk
The cash Canadian dollar of CCB, which is connected with Kuaili, is a money market fund. Its main investment scope is: cash, notice deposit, large deposit certificate, bond repurchase, bills, etc. Its main characteristics are good liquidity and low risk. The risk and expected rate of return are lower than those of equity funds, hybrid funds and bond funds.
In terms of capital security, investors subscribe to CCB's cash-increasing currency and buy and sell quick-profit products through CCB bank cards, without going through third-party payment institutions, so the capital security is guaranteed.
About buying
Investors can buy and redeem quick profit products under the pages of online banking and mobile banking, or redeem CCB cash profit products at the counter.
Generally speaking, compared with other banks, this product is quite satisfactory, and it is relatively convenient for CCB cardholders to buy. However, at present, CCB is in a very low-key state, so it is difficult for official website to find the trace of quick profit products. Investors who are ready to buy can know about it in advance.
Bao Ge reminds: Compared with other products, CCB's new wealth management product "quick profit" has an investment threshold, which is generally 100 yuan. In addition, the redemption period of this product is "T+ 1", but there is no transfer limit. Investors can buy and redeem quick-profit products under the pages of online banking and mobile banking.