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Under what circumstances can I use the overall medical insurance?
Under what circumstances can I use the overall medical insurance?

Overall medical insurance is mainly used for the insured's hospitalization, outpatient treatment of chronic diseases and drug purchase at designated pharmacies of medical insurance.

Overall medical insurance can be used in the following situations:

1. Hospitalization: If the insured needs hospitalization after illness, he can bring his ID card, medical insurance card and admission certificate issued by the hospital to the designated medical insurance hospital for medical treatment. When going through the hospitalization formalities, show the medical insurance card to the hospital and pay a certain minimum payment. When leaving the hospital, the hospital will make reimbursement and settlement according to the medical insurance policy.

2. Outpatient treatment: Some diseases need outpatient treatment, such as some chronic diseases or diseases that need long-term treatment. At this time, the insured person can bring his ID card, medical insurance card and outpatient medical records issued by the hospital to the designated medical insurance hospital for outpatient treatment. In outpatient treatment, you need to pay some personal expenses.

3. Drug purchase: Insured persons can purchase drugs at designated pharmacies of medical insurance. When purchasing medicine, you need to show your ID card and medical insurance card, and pay the medicine fee. The medical insurance card can be used to pay for medicine, but not to see a doctor.

To sum up:

Overall medical insurance is mainly used for the insured's hospitalization, outpatient treatment of chronic diseases and drug purchase at designated pharmacies of medical insurance. When handling hospitalization procedures, outpatient treatment and purchasing drugs, you need to show your medical insurance card to the hospital or pharmacy and pay some personal expenses.