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How to choose a fund
The bank's "fixed investment" business is an internationally accepted fund financing method similar to the bank's zero deposit and lump sum withdrawal, and it is a financing method of purchasing a certain fund product at the same time interval and the same amount. The biggest advantage of fixed investment is that it can average the investment cost, because the way of fixed investment is to buy a fixed amount of funds regularly no matter how the market fluctuates. When the net value of the fund rises, the number of stocks bought is small; When the net value of the fund goes down, buy more shares, that is, automatically form an investment method of lightening positions on rallies and overweight on dips.

Index fund is the first choice for fixed investment, because it is less interfered by human factors and only passively tracks the index. In the case of long-term economic growth in China, long-term fixed investment is bound to get better returns. Active funds are greatly influenced by fund managers. At present, the performance of active funds in China is not ideal in terms of sustainability. Often the champion of the previous year is poor in the second year, and changing fund managers may also cause performance fluctuations. Therefore, if you hold it for a long time, it is better to choose an index fund. If there is a rebound, index funds should be the first choice.

Foreign experience shows that in the long run, index funds outperform most active equity funds and are one of the first choices for long-term investment. According to American market statistics, since 1978, the average performance of index funds has exceeded 70% of active funds.

Therefore, I suggest that you mainly invest in index funds, so that the income will be higher in the long run!

E Fund SSE 50 Fund is an enhanced index stock fund, and its investment style is a large-scale balanced stock. Funds are high-risk and high-return varieties, which conform to the risk-return characteristics of index funds.

Lin Fei, the fund manager, is not only the fund manager of SSE 50, but also the fund manager of index fund SZSE 100ETF. As the fund manager of index fund, he has strong index tracking ability and active management ability. In the first quarterly report of 1 in 2008, the fund manager indicated that the 50-index fund will continuously optimize and upgrade its portfolio according to the judgment of market structure changes under the premise of strictly controlling the risk of deviation from the benchmark index, and strive to obtain investment income beyond the index and pursue long-term capital appreciation.

E Fund Management Company is one of the brand fund companies in the domestic market, with excellent operating performance and good market image. At present, the company's asset management scale has reached137.4 billion yuan, including 12 equity funds and 6 fixed-income funds. Since the beginning of this year, the ranking of the net value of the company's equity funds has been greatly divided, and the overall performance has declined to a certain extent. However, in the long run, the company's medium and long-term investment strength is still strong.

SSE 50ETF: SSE 50 Index was compiled by Shanghai Stock Exchange and officially released on June 2, 2004. The index is referred to as SSE 50 for short, and the index code is 0000 16. The base date is June 65438+February 3, 20031,and the base point is 1000. According to scientific and objective methods, the SSE 50 Index selects 50 representative stocks with large scale and good liquidity in Shanghai to form sample stocks, which fully reflects the overall situation of a group of high-quality large-cap enterprises with the most market influence in Shanghai.

China Small and Medium-sized Board: The underlying index of China Small and Medium-sized Board ETF is the SME board price index compiled and published by Shenzhen Stock Exchange, which mainly invests in the underlying index constituent stocks and alternative constituent stocks. In order to better achieve the investment goal, we can also invest a small amount in financial instruments permitted by relevant laws and regulations, such as new shares and bonds.