; ? Current surplus and current wealth are both wealth management products of Bank of Communications. When choosing, everyone will compare the differences between the two. What is the difference between the current surplus of Bank of Communications and the current wealth? Which interest rate is higher? I have prepared relevant contents for your reference.
What is the difference between the current surplus of Bank of Communications and the current wealth?
Difference 1: The docking products are different.
The current surplus is the current wealth management product issued and managed by Bank of Communications Wealth Management Co., Ltd., and it is a low-risk wealth management product with low risk and stable income. The current surplus is connected with Bank of Communications Active Monetary Fund A, which is low risk and low income, and there will be no high risk.
Difference 2: The transfer-in amount is different.
At present, the amount of surplus is limited, and it can only be transferred to 50 thousand yuan at most. However, when a new contracted product is added to Wealth in the current period, each additional monetary fund can increase the amount by 50,000 yuan, totaling ***4 pieces. You can invest up to 200,000 yuan into the current wealth, which is higher than the current surplus.
Which interest rate is higher, Bank of Communications' current surplus or current wealth?
Judging from the past historical income, the current surplus income is generally higher than that of the current rich, but it should be noted that the income of wealth management products changes every day. Although the expected income of Yingying is relatively high at present, if Yingying's investment market is not good, it may be that Yingying's income is relatively high, so the details on the page shall prevail. Past earnings are for reference only and do not represent the future.
Is it better for Bank of Communications to make money? Which income is higher?
; ? Current wealth management and current income are both wealth management products of Bank of Communications. Although there is only one word difference, there will still be a difference between the two. The current wealth is on the homepage of Bank of Communications, and the current income is on the wealth management page of Bank of Communications. So which is better? Which income is higher? I have prepared relevant contents for your reference.
1, from the risk point of view
The current wealth is connected with the current monetary fund A of Bank of Communications, which is low-risk and low-return, and there will be no high risk. However, the current wealth is a low-risk wealth management product issued and managed by Bank of Communications Wealth Management Co., Ltd., which has low risk and stable income, so there is little difference between the two from the risk point of view.
2. From the point of view of flexibility.
Both current wealth and current surplus are flexible, and can be taken out and used at any time without manual redemption, and they all support the purchase of credit card repayment, online banking, Alipay and WeChat payment, transfer remittance, pos credit card, ATM/ counter withdrawal, funds, wealth management and other products, so there is little difference.
3. Judging from the transfer amount.
Current income can be transferred in and out in multiple transactions every day, but there is a limit of 50 thousand yuan for current income, which means that only 50 thousand yuan can be put in the account at most, and there is a newly signed product in current wealth. For each additional monetary fund, the limit of 50,000 yuan can be increased, totaling ***4, and the current wealth of 200,000 yuan can be put in at most, which is higher than the current income limit.
4. From the perspective of income.
Judging from the past historical income, the income of current surplus is generally higher than that of current wealth, but it should be noted that the income of wealth management products changes every day. Past earnings are for reference only and do not represent the future.
Why can't Bank of Communications open current surplus and current wealth at the same time? What is the reason?
; ? Current surplus and current wealth are both wealth management products of Bank of Communications. Although there is only one word difference between the two products, there will still be differences. Some friends want to open one of them and find that they can't open it together, so why can't they open it at the same time? What is the reason? I have prepared relevant contents for your reference.
Although both current surplus and current wealth belong to the wealth management products of Bank of Communications, they cannot be opened at the same time, because this is the regulation in the wealth management of Bank of Communications, so everyone can only choose one of them to open.
If you want to transfer the current surplus to the current surplus, you can first transfer all the funds to the current surplus, then cancel the current surplus, then re-sign the current surplus to open the current surplus and transfer the current funds.
If you have a current surplus, but you want to transfer it to the current rich, then you can transfer all the funds to the current rich, then cancel the current surplus, and then re-sign the current rich to open the current rich, and only transfer the current funds.
Judging from the past income, the expected income of the current income is generally higher than the current wealth. The current income is connected with the current wealth management products issued and managed by Bank of Communications Wealth Management Co., Ltd., and the current wealth is connected with Bank of Communications Active Monetary Fund A. Both of them are low-risk wealth management, but the difference is not big, but the investment direction is different.
Judging from the transfer quota, the current surplus can only be transferred to 50,000 yuan at most, adding a contracted product to the rich in the current period. For each additional monetary fund, the quota can be increased by 50,000 yuan, totaling 4 * * *. Now the rich can put up to 200,000 yuan, which is higher than the current surplus. If you have more money, you can invest it in the rich people now.
Why is there no current surplus in Bank of Communications wealth management products?
; The current surplus belongs to Bank of Communications.
A wealth management product based on
, which is mainly a current wealth management product issued and managed by Bank of Communications Wealth Management Co., Ltd., is a low-risk wealth management product with relatively low risk and relatively stable income. Some investors find that they can't open it after opening it, so why can't the current income of Bank of Communications be opened? What is the reason? I have prepared relevant contents for your reference.
The reason why Bank of Communications can't open the demand surplus is because customers may open the demand surplus. At present, Bank of Communications does not support the opening of both excess demand and excess demand, only one of them can be opened.
In order to open a current surplus, investors must first transfer all the money of the current rich and then cancel the contract. After closing the current account, he can open a current account surplus.
In fact, the gap between the current surplus and the current wealth is not big, just from the past rate of return.
Generally speaking, the rate of return of current surplus is generally higher than that of current prosperity. Although the past does not represent the future, it will still have certain reference significance.
However, the amount of current wealth management is higher than the current surplus, which has a limit of 50 thousand, and there is a newly signed product for current wealth management, and every time a money fund is added.
, you can add 50,000 yuan, a total of ***4, up to 200,000 yuan can be put into the current rich, higher than the current surplus.
Generally speaking, there is not much difference between present wealth and present profit. If the amount is relatively large, investors can put it in the current wealth, and if the amount is relatively small and they want to get a slightly higher return, they can put it in the current profit.
Which is better, Bank of Communications' current wealth management or Yu 'ebao? Which income is higher?
; ? Current wealth belongs to Bank of Communications, and Yu 'ebao belongs to Alipay. Both have their own advantages, so which is better, the current wealth of Bank of Communications or the balance treasure? Which income is higher? I have prepared relevant contents for your reference.
1, from the risk point of view
Yu 'ebao is connected with the money fund, which has the characteristics of low risk and stable income. Investors can choose money funds according to their own preferences. Yu 'ebao is connected to multiple money funds, and investors can choose by themselves.
Bank of Communications' current profit is a current wealth management product issued and managed by Bank of Communications Wealth Management Co., Ltd., which is a low-risk wealth management product with low risk and stable income. From the risk point of view, there is little difference between the two.
2. From the perspective of rate of return.
Judging from the historical rate of return in the past, the rate of return of current surplus of Bank of Communications is generally higher than that of Yu 'ebao. Although the past does not represent the future, it will still have certain reference significance.
3. Start with the threshold.
You can buy Yu 'ebao and Bank of Communications. If the current profit is RMB, the threshold of the two is as low, and there is no difference.
4. From the perspective of transfer quota.
Current income can be transferred in and out in multiple times every day, but there is a limit of 50,000 yuan for current income, which means that you can only put 50,000 yuan into your account at most, and Yu 'ebao has no limit on the amount transferred in, so Yu 'ebao is dominant.
5. From a functional point of view
The current income supports the purchase of credit card repayment, online banking, Alipay and WeChat payment, transfer remittance, pop card swiping, ATM/ counter withdrawal, funds, wealth management and other products, while Alipay can also be used for payment and consumption, but it cannot be used for pos card swiping, ATM/ counter withdrawal and other functions, so the current income has advantages.