65438 +0. TA account is a trading account, which is used by fund companies to record all kinds of information of investors, including shareholding, dividend distribution methods, purchase channels and other information. This is automatically opened for you by the bank, so leave it alone.

2. The fund TA account is the account of the fund management company, and the fund trading account is your fund trading account in ICBC. Both accounts should be set up.

In fact, for investors, they are useless. Banks directly buy funds, which are also these two accounts. However, when you continue to buy or redeem, you only need your ID card.

3. An investor has only 1 TA account in a fund management company, but can have multiple trading accounts, such as one in ICBC and one in a securities company. Both trading accounts can trade, and funds can also be transferred from one trading account to another, which is called transfer custody. TA account and trading account have a many-to-many relationship. 1 Investors have only one trading account in ICBC, but they can buy funds from multiple fund companies. At this time, 1 trading account vs multiple TA accounts. The above-mentioned situation in which multiple agents buy a company fund is 1 TA account vs multiple trading accounts.