1, and the fund scale is less than 50 million for 60 consecutive days.
2. The number of fund holders is insufficient for 60 consecutive days 100.
3. The fund manager initiated liquidation and was approved by the CSRC.
These conditions are the same whether it is an index fund or not. There is no compulsory liquidation of funds. Some funds are quite small, but they have not been liquidated. The fund manager can continue to operate by explaining the situation to the CSRC.
In addition, the liquidation of the fund does not mean that our investment share is gone, but will be redeemed by investors according to the closing net value of the last trading day before liquidation, which is equivalent to compulsory redemption. This will have an impact on our long-term investment, especially in the absence of alternative targets. Therefore, we should avoid small-scale funds when choosing funds.
2. What are the losses from fund liquidation?
Even if Public Offering of Fund is liquidated, it will return the money to investors according to the net value on the last day, which is equivalent to the concept of compulsory redemption. The regulatory authorities have relevant regulations. The agreement on the liquidation of open-end funds in the contract is usually: when the number of fund holders is less than 65,438+000 for 60 consecutive working days or the net asset value is less than 50 million yuan, the fund will be terminated. This clause is actually to protect the interests of investors.
Therefore, if Public Offering of Fund is liquidated in the future, investors need not be nervous and calm, and the money will be returned to your account intact according to the net value of the fund. After getting the money back, you can choose a new fund or buy other wealth management products.