It is stipulated by the state to take part in work before October, 1992, but the calculation formula of this part of the pension in different provinces and cities is slightly different, which should refer to the specific provisions that the continuous service of employees in different provinces and cities is regarded as the payment period.
the deemed payment period refers to the time that employees have worked continuously according to the national regulations before the establishment of the old-age insurance system, which can be identified by virtue of employee personnel files.
1. The deemed payment period is very important for retirees
Many employees on the job may not care much about the deemed payment period, because this part of the length of service has little to do with them, but it is very important for retirees, because they can get more pensions if they believe that the deemed payment period, and the importance of pensions to retirees goes without saying, which directly determines the quality of life after retirement. So what kind of people need to pay attention to? For example, people who are transferred from government agencies and institutions to enterprises will participate in employee social security after they enter the enterprise, so their working hours in the original unit will be regarded as the payment period, and those who have retired from the army will participate in social security after they enter the enterprise, and their length of military service will also be regarded as the payment period. There is also an educated youth who enters the enterprise to participate in social security, and their time in the countryside will also be regarded as the payment period, and they used to be collective workers in enterprises, that is, unemployed youth at that time, and that part of time will also be regarded as the payment period.
2. Basis of deemed payment period
Since deemed payment period is counted as continuous service, where is this basis? This depends on the employee's personnel file. You can check this time period in the employee's personal personnel file. As long as it is in the personnel file, then this time is counted as the length of service. The longer the length of service, the higher the retirement salary. Therefore, the above-mentioned categories of people must keep the evidence about their work experience, such as labor contracts. Although it is reasonable to say that these work experiences should be kept in the workplace, some people will be transferred, so it is best for employees to confirm themselves, so that unnecessary troubles can be avoided in time. Another situation is that there is no seniority for a period of time, so if you don't want to affect your future pension, you should keep your file in the talent center or attach it to the employment center and continue to pay social security as a flexible employee.
3. The deemed payment period varies from place to place.
As long as employees have work experience in their files, they can be deemed as payment period, but the actual payment period can only be calculated if the basic old-age insurance premium is paid in full and on time, and the deemed payment period is calculated on the premise of the actual payment period. Therefore, it is very important to pay the basic old-age insurance premium in full and on time. However, the time of implementing the basic old-age insurance payment system for employees varies from place to place, so there may still be some differences in the length of service. For example, Heilongjiang is regarded as payment before January 1996, and Zhejiang is regarded as payment before January 1993, so there will be differences in the combined calculation of length of service at retirement.
However, with the continuous retirement of people with deemed payment years in the past two years, the deemed payment years will be less and less. Now, there is no such thing as deemed payment after 198s and 199s. After all, when they took part in the work, China had already implemented the reform of the old-age insurance system. People who are deemed to have paid the fixed number of years are all people who have contributed to the country's construction, so the country will not let them suffer. Therefore, various provinces and cities have stipulated their own transitional pension calculation formulas. However, due to the complexity of the situation, the details depend on the specific provisions of each province and city.