If it is a fixed investment agreement, it will not automatically terminate. If you don't stop, you will still deduct money every month. It will expire in three years, and you can redeem it at any time. Even if the fixed investment is not enough for three years, it can be redeemed.

It doesn't matter whether there is an agreement or not. A three-year agreement is actually a form. I also signed this two years ago, but after half a year, I felt that this foundation was not easy to change, so I stopped. The most important thing is to see whether the fund you decide to invest in chooses the front-end fee or the back-end fee. If it is a back-end charge, if it is enough for three years, the interest rate of redemption fee is 0. That's a good deal. The general redemption rate is 0.5%.