Now all major banks have withdrawn from the net worth fund, and their income is not guaranteed. Of course, the risk is relatively high, and naturally it is accompanied by the possibility of high returns. At present, the return of equity funds is relatively good, slightly lower than that of P2P, but 1.5-2 times higher than that of banks. I have worked in Shanghai Admiralty Fund, and the income is good, and there is no closed period. It is current and can be redeemed at any time, and the income will be 9% annualized. Specifically, if you want to do it, I can ask my friend to contact you. The higher the income, the higher the risk. After all, it is not a bank deposit, so it is better to be cautious. I tied a Japanese knot and felt ok. At least I can see it myself. Don't worry.