College students' entrepreneurship loan is a policy launched by the national government for college students' entrepreneurship, not a policy of banks or other departments. Since it is a national policy for college students' entrepreneurship, it is definitely different from direct bank loans. Risk funds have no interest and no mortgage. However, if the number of years is fixed, the policies of each government are different. So you just need to bring all the certificates and ID cards that can prove that you are a student to the local government where your account is located. At present, many students who support college students' entrepreneurship, a classmate in our dormitory, want to do WeChat business and have no funds, so they apply online. It's not that troublesome. It belongs to the type of spending in advance and returning it on time. Jindou and some student platforms support college students' entrepreneurship. You can pay attention to it and consider your own situation comprehensively to see if you are suitable. If appropriate, you can generally apply only if it is true.

I'll give you some experience of my 10 years as an entrepreneurial youth.

1, environment

It must be remembered that the laws of nature and human nature determine the economic laws, that is, the economic cycle. As a small entrepreneur, you should always follow the general trend and change with the change of environment!

As the saying goes, "pigs standing on the tuyere can fly", the trend of the market will always determine the success or failure of the market, that is, the success or failure of entrepreneurship.

2. Partner.

In starting a business, one's strength and thinking are limited, but often two people struggle together, which will inspire more sparks. When choosing a partner, it is also the core work in your entrepreneurial process.

It is important to be rich and powerful, but I think the most important thing is to have trust and tacit understanding between partners. Many critical times, you have to tide over the difficulties together.

You can quarrel and have different opinions, but the final plan must not undermine each other, but should support each other and stick to one goal!

3. money.

The smaller the entrepreneurial team, the more "accounting thinking" it should have. Many times, especially diaosi entrepreneurship, only see money coming in, and there is no concept of "expenditure" at all. I think about how much money I made today every day, but I don't think that your time, your rent, your water and electricity, and the resources you invested are all calculated by money.

Not paying the bill at the end of the year, the running water is 654.38+million, and the profit is 20,000 (I have seen this kind of thing too much for the Internet startup team)!

4. Time.

For Internet entrepreneurs, time is the biggest enemy. Many times, you may seize an opportunity to make a lot of money, and such an opportunity may not be so timely.

For example: google adsense, Taobao, Taobao optimal station, WeChat service, etc. They all have opportunities in a very short time, and then those who seize such opportunities will immediately fight back!

5. study.

Until now, I have been attending one kind or another training to learn their knowledge and skills. In the process of starting a business, giving up learning is waiting for failure. Therefore, especially newcomers or partners who want to start a business, we must pay more attention to the importance of learning.

As the saying goes, "If you are poor and don't learn, you will never be poor; If you have money, you won't learn; if you have money, you won't be rich. "

6. Focus and change.

You should focus on an industry, not a project.

Internet entrepreneurship, really changing too fast, must not be stubborn. When it's time to change, remember to change and stick to the old routine, which is doomed to a dead end.

7, fission.

No matter how small the project is, as long as it is found to be profitable, it will continue to replicate fission.

If a project can earn 100 a day, then copying two is earning 200, and copying 10 is earning 1000. If this fission continues, it's hard not to go, but such an opportunity is rare!

8. difficulties.

We should face up to any difficulties and setbacks when starting a business.

Even if you can make a profit of 65438+ million today, it may be all gone overnight. You have invested hundreds of thousands, so you must face it squarely.

If you can't cross the Flame Mountain, the sun will still rise tomorrow morning, and you can start all over again.

9. Timing.

Entrepreneurs should never wait until all conditions are ripe before starting to work. Everyone will do it when all conditions are ripe. So you must seize the opportunity seriously, which is why few people succeed in starting a business, because they are all waiting.

10, problem.

In the process of starting a business, you will encounter many problems.

But as long as you remember that "any problem that can be solved with money is not a problem", the most troublesome thing is the problem that you can't solve with money.

Like talent. If you have a special talent or excellent talent in this field, even if you are afraid of sacrificing something, you can win him over, remember that talent is hard to come by. We can talk about the fund sharing model.

But the boss is the main thing, don't reverse your priorities.

Ok, I'll share it here.

On the road of starting a business and success, you will certainly encounter many obstacles waiting for you, but no matter what problems you encounter, please remember never to forget to learn.

My name is Steven Yang. Many people call me Brother Yang. I hope I can help you.