1. Where to refund the reimbursement for medical insurance after discharge

Generally, the refund will be directly returned to the original account. When going through the formalities, the staff will ask you to provide the card number, and will make it clear to you that if there is a refund, it will be credited to this card. After you agree, the rest of the money will be credited to the card you provided when you go through the discharge.

generally, the refund will arrive within 1 to 3 working days. As for the cost of direct medical report, it will generally arrive in 3 to 7 days, and the account is your medical insurance card.

2. How to inquire about the refund of medical insurance card

Method 1: Log on to the local website of Human Resources and Social Security Bureau or the online service platform of medical insurance card, enter the website and enter your name and ID number to inquire about the payment and consumption records of medical insurance.

method 2: employees can call the social security hotline to inquire about the payment of their five social insurances and the accumulated amount in their personal pension accounts.

III. Medical insurance reimbursement process

Local medical insurance reimbursement: After seeing a doctor in a designated medical institution, people who meet the medical insurance reimbursement conditions can directly use the medical insurance card to make reimbursement settlement in the settlement window of the medical institution;

reimbursement for medical insurance in different places: if the insured person is difficult to be diagnosed or has no treatment means in the medical institutions in this city, he can apply for transfer to other places for medical treatment, fill in the application form for transfer to other places, and report to the municipal medical insurance agency for review and filing before transferring to other places for treatment; If the insured person needs hospitalization for sudden illness in a different place, he can report to the municipal medical insurance center in time (usually within three days) after admission. The medical expenses for transfer and emergency treatment in different places also need to be paid by the insured person first, and then go to the municipal medical insurance center for reimbursement after discharge. It is recommended to handle the reimbursement procedures within one month.

iv. reimbursement process of the new rural cooperative medical system

1. In case of referral, it can be settled directly in the hospital where you see a doctor, without going back to the local area for reimbursement.

if the settlement is not made when leaving the hospital, you need to bring the hospitalization summary, hospitalization bill, copy of ID card, copy of medical insurance card, referral certificate, etc. back to the local township health center for reimbursement.

2. If you haven't been referred, but you have the new rural cooperative medical system, you must go back to the local area for reimbursement. Take the hospitalization summary, hospitalization bill, copy of ID card and copy of medical insurance card to the local township health center for reimbursement.

Children have been safe and happy for 3 years, is it necessary to surrender their insurance?

it is not recommended to surrender. We can see if there are many additional risks attached. If the additional risks are removed, some pressure can be alleviated. After all, surrender will not only damage the cash value of insurance, but also lose the protection, which is not cost-effective.