capital investment
Fund investment generally refers to investment in closed-end funds and open-end funds for individuals. At present, the investment value of closed-end funds is not great, but more similar to the speculative value of stocks. The fund investment we are talking about now refers to more open-end funds. According to different investment objects, it can be divided into stock funds, bond funds and money market funds. Among them, the income of the money fund is generally around 2%, and there is basically no risk. Other funds are generally related to the stock market. In a bull market, the income will be high, and in a bear market, the risk is not small. Generally speaking, the risk is slightly less than direct investment in the stock market.
Need to master the following investment skills
Fund investment skills 1. Pay attention to the selection of small-cap closed-end funds, especially the holder structure of small-cap closed-end funds and the share of the top ten holders. If the circulating market value of the fund is very small and the holders are very scattered, it is very likely that some main players will make big acquisitions in order to compete for the voting rights to be issued, which will lead to a rapid rise in the price of the fund, thus bringing investors the opportunity to make quick profits in the short term.
Fund investment skills II. Pay attention to choose funds with large discount rate, because after opening to the outside world, the price of the fund will return to its value, and the return on investment of the fund depends largely on its discount rate. The greater the discount rate, the greater the space for value regression.
Fund investment skills iii. Pay due attention to the dividend potential of closed-end funds. By the end of last week (65438+February 19), the net value of 18 fund units had exceeded the face value. The unit net value of funds Xinghua and Ji Caixin is as high as 1. 17 yuan and 1. 13 yuan. In addition, the net value of fund units such as Ji Jinkexiang, Fund Xinghe, Fund Yuyuan and Ji Jinkehui also exceeds 1.05 yuan, and the above funds have the strength to pay dividends.
Fund investment skills iv. Pay attention to the market performance of fund heavyweights and the future development trend of the stock market. It is also the reason why the fund price will return to value after opening up. Therefore, the future upside of the fund will be related to the market performance of the fund's heavy stocks. If the market conditions continue to improve in the future and the fund's heavy stocks rise well, it will drive the fund's net value to continue to grow and make the fund more valuable for investment.
Fund investment skills 5. Investing in closed-end funds should overcome profiteering thinking. If the fund rises rapidly, we should pay attention to profit taking. According to the current discount rate, if the fund is closed to the outside world, its future theoretical upside should be 22%-30%. When the fund rises too much, approaching or reaching the theoretical upward trend, investors should pay attention to profit taking.