Who has higher expected annualized income, p2p financial management or fund? Which is better? Which is better for hybrid funds? How to choose?
Bo Shi Ding Kai Foundation:
Steps for fixed investment of the fund:
1, choose the fund to buy.
2. Know which banks the fund sells.
3. Open an account in the corresponding bank, save enough cash, open it and set the password.
4. Log on to the selected fund website and select the fund you want to buy.
Advantages and disadvantages of fixed fund investment:
Average cost, risk diversification: because the amount of each investment is fixed, when the net value of fund shares is high, buy less shares; On the contrary, when the net value of fund shares is low, buy more shares. Therefore, the fixed investment of the fund can help you average the investment cost and reduce the risk of timing, and you can make rational investment whether you are in a bull market or a bear market.
Automatic deduction, the procedure is simple: you only need to go directly to the fund business counter, submit the application for fixed investment, agree on the time and amount of deduction in each period, and the subscription for deduction in each period will be completed automatically in the future, which will help you realize easy financial management.
Many a mickle makes a mickle, accumulating wealth: the threshold of fixed investment of the fund is relatively low, and idle funds can be invested in the fund, and a lot of wealth has been accumulated unconsciously.