the investor of Minsheng bank yinzhengtong can be a natural person, as long as he has an id card.

many cards can't be used to open an account with bank card, such as bus card, payment card and so on (hehe). Minsheng Bank's debit card can always be used to open an account with Yinzhengtong.

Attachment: Account Opening and Introduction of Yinzhengtong Business

Yinzhengtong service is a real-time, fast and safe securities investment service jointly launched by Minsheng Bank and cooperative securities firms (currently China Merchants Securities). It directly uses the current account in the customer's Minsheng Card as a securities deposit account, and customers can conduct securities transactions through telephone, Internet and other access methods, and at the same time, they can enjoy real-time market inquiry, new share subscription/placement, convertible bonds conversion and Shanghai designated transactions. Minsheng Bank's Bank-Securities Service saves the link of fund transfer between bank account and margin account under the traditional "Bank-Securities Transfer" mode, which makes your investment and financial management more convenient and easier.

1. Service features

1. The system is fully functional. Besides A-share trading in Shenzhen and Shanghai, B-share trading in the two markets can also be conducted. In addition, it also has trading functions such as funds, bonds, convertible bonds, and resale.

2. Two-way entrustment service. The entrusted telephone and network system of Minsheng Bank and the cooperative securities firm of Yinzhengtong business support two-way transaction initiation.

3.3-day advance commission function. Provide investors with the "pre-entrustment" service that can input the entrustment information up to 3 days in advance, and entrust once, and don't need to entrust again for 3 days, just wait for the transaction.

4. off-site general purchase, general sale and general inquiry services. Advanced and convenient trading system. That is to say, as long as the bank-securities service of Minsheng Card is registered, in cities with Minsheng Bank, as long as the bank has opened the centralized bank-securities service function, it can call the local bank-securities service to conduct transactions, saving the call charges in different places.

5. two households are integrated, which makes it easy to deposit and withdraw funds. The savings account and the securities deposit account are integrated into one, which avoids the trouble of frequent transfer of money by customers, and has the convenience of 24-hour deposit and withdrawal through self-service bank.

second, Service channel

entrusted telephone number of each place

branch name area code

Dalian 411 2811112

Hangzhou 571 879224

Nanjing 25 331888

Chongqing 23 6378833

Xi 'an 29 522772 < 1 6121666

Shijiazhuang 311 6212894

Taiyuan 351 41662

Chengdu 28 862671

Wuhan 27 82788888

online entrustment of cooperative brokers (China Merchants Securities), website: www.newone.com.cn

* If you have opened an account with another brokerage firm, you must go to the original brokerage firm to handle the procedures for transferring Shenzhen stock to custody (transfer to the designated seat number of China Merchants Securities A: 67; B shares: 11) and cancellation of Shanghai designated trading procedures.

2. Setting the securities trading password

When opening an account, the customer sets the securities trading password, which is a special password for entering the bank-securities commission system. The securities trading password is based on the principle that banks and brokers are in charge of each other. The initial securities trading password set up at the counter can be modified by the entrusted telephone of Minsheng Bank and the securities trading system of China Merchants (Niuwang and entrusted telephone) without affecting each other. For example, a customer's securities trading password set up at the counter is 888888, and then he changed the password to 666666 through the entrusted telephone of Minsheng Bank. When he enters the entrusted system through China Merchants Securities Niuwang or entrusted telephone, he still needs to use the initial securities trading password set up at the counter.

3. Apply for the designated transaction in Shanghai (only during the opening hours)

You can apply at the counter of Minsheng Bank, or you can handle it by telephone or online entrustment system.

* If the Shanghai transaction has been designated by other securities firms, you must first go to the original securities firm to cancel the designated transaction, and then apply through the counter of Minsheng Bank, telephone or online.

iv. Operation flow

1. Telephone entrustment system

(1) This system adopts advanced and reliable computer and communication technology, with voice prompt, simple and convenient operation, and sufficient lines, and transactions can be conducted by using the entrusted telephone of Minsheng Bank Bank and the entrusted telephone of cooperative securities companies.

(2) dial the entrusted telephone number of Minsheng Bank Banking Securities Link or the entrusted telephone number of cooperative securities company to enter the banking securities link system, enter the Minsheng card number or shareholder code card number and the reserved securities trading password, and press the voice prompts to perform various operations.

V. Function introduction

(1) Query function: The query content includes funds, stocks, transactions, quotes, entrustment, historical transactions, subscription number, allotment and market value.

1. "historical transaction inquiry"-provides the historical transaction of the customer's securities account in a certain period of time;

2. "inquiry of subscription number of new shares"-after the customer subscribes for new shares, the subscription number can be inquired through this function;

3. "allotment inquiry"-after entering the stock code, you can inquire about the allotment information of the stock, including the start and end date of allotment payment, allotment proportion and allotment price;

4. "market value query"-you can query the market value of all stocks and the latest fund balance calculated according to the current price of stocks and the sum of them;

(2) transaction entrustment functions: including buying, selling, withdrawing orders, allotment, subscription of new shares, allotment of new shares, designated transactions in Shanghai, conversion/resale of convertible bonds and pre-entrustment.

1. "subscription of new shares"-after entering the subscription code of new shares, enter the number and price of subscribed shares according to the voice prompt, and the system will generate the contract number after confirmation;

2. "new share placement"-after entering the new share placement code, you can complete the subscription for the secondary market placement of new shares issued on the same day by following the voice prompts; (Note: For the customers who have signed the automatic placing agreement at the counter, Minsheng Bank's Yinzhengtong system will complete the subscription of new shares by itself according to the customer's account, and the customer does not need to operate this item. )

3. "Shanghai designated transaction"-This function can be used to handle the procedures of "Shanghai designated transaction" for the securities firm designated by the Bank (note: the previously designated trader must go to the original securities firm to handle the procedures of "canceling the Shanghai designated transaction");

4. "Pre-entrustment"-This function can pre-set the transaction entrustment at the expected price, and the entrustment is valid for 1-3 days (Note: once the pre-entrustment is set, the relevant funds and securities in the account will be automatically frozen by the system until the entrustment is completed or cancelled). After the pre-entrustment is set, the system generates the entrustment number, and the customer can query the corresponding contract number of this entrustment number on the same day through the function of "pre-entrustment query", and can use this contract number to perform the operations of "transaction query" or "cancellation of documents". Cancel Pre-entrustment can cancel the settings made at any time, and customers can also cancel the entrustment contract of the same day corresponding to the pre-entrustment through Cancel Doc alone.

5. "Convertible bonds are converted into shares/sold back"-this function can be used to complete the procedures of converting the held convertible bonds into shares or selling back by telephone, thus reducing the trouble of going to the securities business department in the past;

(3) password modification: the transaction password can be modified by telephone.

(4) information function: customers can receive securities information including new stock information, tips of the day, stock evaluation and stock recommendation.

(5) Fax reconciliation function: You can receive the statement of securities account within a certain time limit, including transaction records, fund balance and stock balance.