According to Renren. com, Haijia's closed-end dollar financing is not safe. Haijia's closed-end dollar wealth management products are inherently risky. Although fixed-income wealth management products are generally considered to have low risks, there are still some risks, including credit risk, interest rate risk, inflation risk, liquidity risk and legal and regulatory risk. Credit risk involves that the issuer may not be able to pay interest or principal on time, or even default. Interest rate risk is related to market interest rate. If the market interest rate rises, the yield of issued fixed-income products may become unattractive. Inflation risk means that the actual income of fixed-income products may not offset the loss of purchasing power caused by inflation. Liquidity risk means that investors may not be able to realize cash quickly when needed, thus affecting the timely acquisition of funds or selling them at unfavorable prices. Legal and regulatory risks involve changes in relevant laws or regulatory policies, which may have an impact on the profitability and liquidity of products.