The plan includes 57 items in seven aspects, including strengthening financial policy support, expanding consumer demand and effective investment, ensuring the stability of industrial chain supply chain, fully stabilizing foreign trade and foreign investment, ensuring the stability of food and energy supply, and ensuring basic people's livelihood. Handling methods are divided into application and enjoyment without application. ? Have you seen Okanagan Valley? The official account of WeChat WeChat will release the implementation rules in six phases.
Strengthen financial policy support
14. Strengthen financial support for small and medium-sized enterprises, individual industrial and commercial households, truck drivers and people affected by the epidemic.
Encourage commercial banks and other financial institutions to handle non-repayment of loans to qualified small and medium-sized enterprises, individual industrial and commercial households and truck drivers affected by the epidemic, negotiate loan repayment methods and interest independently according to the principle of marketization, and postpone the loan as much as possible. The date of debt repayment and interest extension shall not exceed the end of 2022 in principle. For those who are hospitalized or quarantined in COVID-19 due to infection, quarantined for observation due to epidemic situation or lost their livelihood, financial institutions can flexibly adjust repayment plans by reasonably delaying repayment time, extending loan term and delaying repayment of principal. Adhere to the substantive risk judgment of deferred loans, not simply downgrade the loan risk classification due to epidemic factors, not affect the credit record, and waive the penalty interest. For small and medium-sized enterprises participating in the risk compensation mechanism of intellectual property pledge financing, the guarantee fee and evaluation fee are subsidized by 0.5% of the loan amount. (Handling method: apply for enjoyment; Responsible unit: District Finance Bureau, Market Supervision Bureau)
15. Increase the inclusive support for small and micro loans.
Encourage enterprises to apply for the seventh phase of the province with a total amount of 654.38+000 billion yuan for small and medium-sized enterprises to get rid of difficulties, increase production and efficiency, and Quanzhou's 2.2 billion yuan refinancing quota support. Expand supply chain finance, implement the incentive policy of accounts receivable financing, encourage the cultivation of supply chain financial platform, promote the government to participate in the accelerated development of supply chain companies, promote online supply chain finance, encourage banking institutions to cooperate with platform enterprises, and provide financing for small and medium-sized enterprises in the chain. Promote the application of government data in the financial field, speed up the construction of public data resource development service platform, support enterprises and individuals to obtain their own government data from public data resource development service platform according to laws and regulations, and provide banking institutions as credit basis to expand small and micro enterprises? Credit loan first loan? . [Handling method: apply for enjoyment; Responsible unit: District Finance Bureau, Finance Bureau, Bureau of Industry and Information Technology (Digital Office)]
16. Improve the efficiency of capital market financing
Further broaden the financing channels in the capital market. Full implementation of enterprise listing? Erythrina red? Three years of action, a batch of reserves? Gold seeds? Enterprises provide accurate counseling. Implement the party and government? Number one? Hook system? A business, a plan? Ensure the listing process of key enterprises, and promote qualified enterprises to land on domestic and foreign stock exchanges such as the North Stock Exchange and the Hong Kong Stock Exchange for listing and financing as soon as possible. Accelerate the construction of Quanzhou Hayes Fund Town Central Business District Park, improve the construction of multi-level industrial fund system, and establish a government-guided fund chain covering angel investment, venture capital and industrial investment funds. Guide enterprises to dock Quanzhou Science and Technology Innovation Angel Fund with a total scale of 200 million yuan, and support industrial transformation and upgrading and the cultivation of high-tech projects. (Responsible unit: District Finance Bureau, Finance Bureau)
17. Increase credit support for difficult industries.
Support small and medium-sized enterprises with financial difficulties to get rid of difficulties and make full use of the province? Commercial loans, foreign trade loans, science and technology loans, science and technology innovation loans, business guarantee loans, network economy loans, tourism loans? For example, preferential loans. Actively organize small and micro enterprises, commercial enterprises above designated size, foreign trade enterprises and e-commerce enterprises in catering, accommodation, retail, highway and waterway transportation, tourism and other industries affected by the epidemic to strive for municipal loan discount policies. [Responsible units: District Finance Bureau, Finance Bureau, Commerce Bureau, Industry and Information Technology Bureau (Digital Office), Human Resources and Social Security Bureau, Culture and Sports Tourism Bureau, Housing and Construction Bureau]
18. Increase financial institutions' support for project construction.
Improve the docking mechanism, fully promote financial institutions to accurately dock key projects, major projects and important industries in our region, increase credit supply and flexibly innovate financial work without increasing hidden debts. Support insurance funds to invest in major infrastructure construction and livelihood projects such as transportation, energy, water conservancy and environmental protection through debt plan, equity plan and public offering of REITs. (Responsible units: District Finance Bureau, Development and Reform Bureau, Finance Bureau)
19. Financing to support the transformation of green digital technology
Support green digital technological transformation projects and industrial (industrial) park infrastructure construction projects included in the superior key technological transformation project library. The exit time for supporting enterprises to declare provincial and municipal discount support is from June 65438+1 October1to February 3 1. (Responsible units: District Industry Bureau, Information Bureau, Finance Bureau)
20. Increase the support of sea-related and fishing-related enterprises.
At the municipal level, the transfer of the stock index of small marine fishing boats in the whole province (including the approval of the index, that is, the purchase and transfer) will be liberalized to stimulate the development vitality of the participants in the fishing market. The advanced typical fishing boat organizations with entity operation, standardized management, orderly operation and outstanding results will be given preferential rewards for fishery mutual insurance. Promote broadband going to sea to facilitate fishermen's life at sea and improve the production capacity of fishing boats at sea. (Responsible unit: District Agricultural and Rural Water Conservancy Bureau)
2 1. Promotion? Xinyi loan? Promote financing for small and medium-sized enterprises.
Cooperate with municipal level to optimize Quanzhou city? Xinyi loan? Platform construction, promote the application of tax payment, water, electricity, real estate and other information, and further play the supporting role of credit information in financing small and micro enterprises; Rely on? Xinyi loan? Platform, comprehensively reduce the burden on the whole people? Xinyi loan? The pilot and promotion of product innovation reduced the guarantee rate from 1% to 0.5%, and guided banks to increase the loan amount and reduce the loan interest rate. [Responsible units: District Development and Reform Bureau (Credit Office), Finance Bureau, Industry and Information Technology Bureau (Digital Office)]
Further reading: Strengthening financial policy support in Fengze District