2. The fixed investment of the fund is to deduct the funds from the account every month to purchase the fund share, so the fund with fixed investment needs to choose a fund with long-term profit and good performance, because the fixed investment point is different every time. If the fund's income is unstable and fluctuates greatly, it will also have certain losses to its own profits.
Fixed investment in a fund means that you regularly invest in a fund (securities investment fund). Regularity means that at a fixed time, the time is determined according to the expected return and utilization rate of your funds; Quota refers to a fixed amount of investment. Obviously, this amount is also based on the amount and stability of your own funds.
Bond funds fluctuate less, and the fixed investment is of little significance. Especially in the unilaterally rising bond bull market, the fixed investment runs worse than the one-time investment.
Funds suitable for fixed investment must be highly volatile and flexible, such as index funds and equity funds, which can be flexibly configured according to their respective risk tolerance. The personal suggested amount is about 30% of the invested assets.