1. If you want to save the handling fee, you can buy directly from the fund company online, and the rate can be as low as 4%;

2. The fixed investment of the fund is suitable for ordinary people who are not strong in grasping the general trend. If they can grasp the general trend of ups and downs, they can completely open positions at one time or speculate on their own stocks;

3. According to the current development of China's economy and stock market, it may be in a downward channel after five years, and it is best to stick to the fixed investment for more than 1 years, and the probability of gaining income will be greater;

4. These two funds are both good. How to match them depends on your personal style. The active ones can get 6% CSI 3+4% Huaxia dividend, the steady ones can get 4% CSI 3+6% Huaxia dividend, and the conservative ones can get 2% CSI 3+8% Huaxia dividend.

5. Touji Gui insists on it. I wish you success!