For fund companies, the management fees of A/B funds are different, and the companies are different, so I won't talk about it here. The main varieties are:
Dacheng, Huabao, Yin Hua, Shangtou, Haifutong and Yifangda.
Monetary funds for individuals, the difference between the two is that the income is different, the input cost is different, you said a lot upstairs. Individuals generally don't think about what's different about him. If they had so much money, they wouldn't buy so many money funds.
The classification of bond funds mainly adds a C-type charging method. Class C bond funds refer to the fund shares that are accrued with the sales service fee without paying the subscription redemption fee, and the sales service fee is accrued at the annual rate of 0.3% of the net asset value of the fund. There are mainly four C bond funds that adopt this method:
Dacheng Bond Class C corresponds to Dacheng Bond Class A/B..
China Merchants Bond Class B corresponds to China Merchants Bond Class A..
Huaxia Bond Class C corresponds to Huaxia Bond Class A/B..
Penghua Bond Class B corresponds to Penghua Bond Class A..
The difference between bonds A/B mentioned above is the same as the classification of money funds.
Holding more than 6,543,800 shares is B, and holding less than 6,543,800 shares is A, which is meaningless to retail investors. There are differences in management fees, sales service fees and custody fees.