2. It is illegal for a company not to pay social security to its employees. You can complain anonymously to the Labor and Social Security Bureau to obtain legitimate rights and interests.
Question 2: What do you mean by overall payment? It should refer to the overall part of the 5 risks, 1 gold, and overall planning is relative to personal accounts.
Take the old-age insurance to explain:
If the company belongs to a public institution, it needs to pay 20% of the total wages of employees to enter the social endowment insurance pooling fund. Individuals deposit 8% of their monthly income into their personal accounts. If it is an individual merchant, it is necessary to pay 12% of the employee's salary into the social pension fund. Individuals deposit 8% of their monthly income into their personal accounts. Flexible employees pay 20% of the average monthly salary of the local society, of which 12% belongs to the overall planning and 8% belongs to individuals.
Retirement pension: payment period * overall planning+personal account/120.
But you only need to care about the amount of money in your personal account. On the whole, we don't have to pay as much as before, but we treat it according to the average level of society and preserve the value.
Pension insurance payment ratio: 20% for the unit and 8% for the individual, with different proportions in different places.
Proportion of medical insurance payment: unit 10%, individual 2%.
Unemployment insurance payment ratio: unit 1.5%, individual 0.5%.
Work-related injury insurance determines the work-related injury rate according to the industry scope of the unit.
Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual.
Question 3: What does it mean for individuals to pay social security as a whole? About 1/3 of the total insured amount goes into personal account, and about 2/3 goes into labor insurance fund, which is to co-ordinate and support retirees. This is the most popular explanation.
Question 4: What does social security co-ordination mean? It refers to the social pooling fund paid by the units that are included in the basic old-age insurance according to the payment base and proportion stipulated by the state, and the income that constitutes the source of the fund obtained by other means, including: social pooling fund income paid by the units, financial subsidy income, interest income and other income.
Question 5: What does overall planning mean? What exactly does it include? You should mean the whole part of the 5 risks, 1 gold.
Overall planning is relative to personal accounts.
Take the old-age insurance to explain:
If the company belongs to a public institution, it needs to pay 20% of the total wages of employees to enter the social endowment insurance pooling fund. Individuals deposit 8% of their monthly income into their personal accounts.
If it is an individual merchant, it is necessary to pay 12% of the employee's salary into the social pension fund. Individuals deposit 8% of their monthly income into their personal accounts.
Flexible employees pay 20% of the average monthly salary of the local society, of which 12% belongs to the overall planning and 8% belongs to individuals.
Retirement pension: payment period * overall planning+personal account/120.
But you only need to care about the amount of money in your personal account. On the whole, we don't have to pay as much as before, but we treat it according to the average level of society and preserve the value.
The proportion of endowment insurance in Sichuan is 20% for units and 8% for individuals, and the proportion varies from place to place.
Proportion of medical insurance payment: unit 10%, individual 2%.
Unemployment insurance payment ratio: unit 1.5%, individual 0.5%.
Work-related injury insurance determines the work-related injury rate according to the industry scope of the unit.
Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual.
Question 6: What do you mean by "the amount transferred from the company to the account" and "the amount transferred from the company to the overall planning" in the payment of social insurance premiums? 2% of individual medical insurance contributions are all transferred to your personal account, and the amount of unit contributions is different according to your age, and the proportion will be adjusted with your age. The actual expenses paid by the unit for you are included in the overall amount plus the amount included in the personal account, but the money included in the personal account can be used on the medical insurance card, and the amount included in the overall plan is included in the local social insurance overall fund, which can be used to pay the medical expenses incurred by your hospitalization.
The money on your medical card is only the amount in your personal account, that is, 2% of your personal payment and the part contained in the single gallbladder.
Question 7: Is there a difference between social pooling and social insurance? 15 The concepts of social pooling and social insurance are completely different. Social overall planning is a big concept that includes all aspects of overall planning, while social insurance only covers five types of insurance: basic old-age insurance, basic medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Basic endowment insurance includes basic endowment insurance for employees, social endowment insurance for urban residents and new rural social endowment insurance. Basic medical insurance includes basic medical insurance for employees, medical insurance for urban residents and new rural cooperative medical care. So it's not easy to compare.
Question 8: What does social planning include? Is it social insurance? You are talking about the five social security guarantees, and overall planning refers to the money taken by the state.
80% of social security is paid by the company and 20% by itself. Of the 20% I paid, 92% was taken away as a whole to pay for social security, pension and medical care for retirees in society. Another 8% will be recorded in the individual's name and collected when he dies or retires.
Question 9: What is the meaning of overall payment in the approval form for individual contributions of endowment insurance? Individual pays social security process by himself.
Flexible employment personnel to participate in the basic medical insurance for employees, the basic medical insurance premiums paid are all included in the overall fund, enjoy the treatment of the basic medical insurance overall fund, and do not establish personal accounts.
Personal payment process
First of all, declare
Insured individuals hold ① "Handbook of Endowment Insurance"
(2) "Medical Insurance Manual" and other information, to the individual payment declaration window to apply for payment.
The new insured holds the Employment Registration Form for Urban Individual Industrial and Commercial Households and Flexible Employees.
(2) Notice of Individual Initial Insurance Payment
(3) Employees participate in the social insurance basic information form and apply for payment at the payment declaration window.
(4) The new insured shall bring three one-inch recent photos.
2. Approve the solicitation plan. Review the materials in the payment declaration window and make personal collection plan.
Third, print the invoice. Individuals who pay fees go to the invoice printing window to receive social insurance premium collection invoices in their own names.
Third, payment. The individual who pays the social insurance fee will go to the designated bank window with the social insurance fee collection invoice and receive the cash payment bill or bill.
4. Fund settlement. After the insured individual pays the fee, he/she will go to the fund settlement window cover with the social insurance fee collection invoice, cash payment bill or collection bill.
5. Fund bookkeeping. The fund settlement window will record the funds in place in time.
Freelancer's compensation ratio
First, the scope of personal social security insurance: basic old-age insurance and basic medical insurance.
Second, the payment ratio:
Basic endowment insurance+local supplementary endowment insurance 19%,
Basic medical insurance+local supplementary medical care 8.5%
Question 10: What does the overall social security part mean? How to calculate? To put it simply, the personal part of the social security we pay goes into the personal account, and the part paid by the company generally goes into the overall account (of course, some companies pay a small part into the personal account, so I won't explain it in detail). The whole part can be understood in this way, that is, the social security money is concentrated in one account, and then everyone uses the money reasonably within the rules of social security.