a fund of 2, yuan can earn about 6, yuan in three years. Funds are investment products, and investment is risky. Beginners who want to learn financial management must first learn the basic knowledge of financial management and understand the trading words, trading methods and trading rules. Secondly, it is to choose wealth technology products according to the ability of capital to resist risks.

what are the categories of funds?

1. According to the form of funds and whether they can be repaid, funds are divided into open-end funds and closed-end funds. Open-end fund is also the fund that investors buy the most in the market. The fund is open to everyone through consignment and direct selling platform transactions. Closed-end funds are traded in the basic market, and most of them are converted into open-end funds after the closed-end period

2. According to the forms of issuers and funds, they can be divided into corporate funds and contractual funds. Corporate fund refers to the fund issued by fund companies, which is the most common fund. Contractual funds are funds established by fund companies, fund managers and investors according to contracts

3. According to income and risk, funds can be divided into growth funds, income funds and funds with balanced income and expenditure;

4. According to the different investment objects of funds, funds can be divided into four major funds: funds that invest in currencies, funds that invest in bonds, funds that invest in stocks and funds that invest in mixed investments.

To choose a suitable fund, you need to pay attention to the following:

1. First, set your own investment target and investment period, evaluate your ability to resist risks, and judge which investor is conservative, steady and enterprising

2. Secondly, carefully review various indicators of each fund, such as multi-year income performance, the ability and quality of fund managers and researchers, the risk control means and investment style of fund management companies, etc. Choose excellent fund varieties that are suitable for your risk preference to invest

3. Finally, please track the funds you invest in and adjust your financial asset portfolio in combination with the performance of the fund, its own capital situation and income target.

Due to the price war mode of closed-end funds in the stock exchange, the transaction price is affected by the relationship between market supply and demand, which does not necessarily reflect the net asset value of funds. In other words, the transaction price of closed-end funds has a premium to its net asset value.