equity fund PK bond fund
summary: the investment risk of bond funds is smaller than that of equity funds, but the income is also less. However, the long-term income from investing in bond funds will be higher than that from bank savings. Usually used as a tool to fight inflation. Related indicators: the main market interests of bond funds and equity funds: the holders of bonds are creditors, and the shares represent the main market dividends for the ownership investment of the company; the continuous and stable interest dividends need to be determined according to the opinions of the board of directors of the company; the investment period: the bonds have a clear term, and the stocks do not have a clear holding period. Investors who are risk-averse do not need it. The main risks of investors who want to live on stock returns: bond market risk, stock market system risk and individual stock risk. Risk management of bond funds < P > Summary: The risk management of bond funds is mainly based on the length of holding time, while that of stock funds is mainly based on investment time and dispersion. Investment risk strategy Stock fund market risk Long-term investment financial risk diversification investment in companies with low asset-liability ratio Interest rate risk interest rate management strategy Extend the term of bonds when the market interest rate is lowered and shorten the term of bonds when the market interest rate rises; Trapezoidal term strategy of portfolio Credit risk Investment in purchasing power risk of high-quality bonds. Short-term bond PK bond fund
Summary: Expert management can effectively reduce the risk brought by interest rate changes, and also avoid the liquidity risk of queuing to buy and hold due. It can be said that it is the best choice with low risk and low income. If the principal loss of bond bond fund is held until the maturity date, there is no diversification of investment if the bond price falls, unless it is easy to buy and sell a large number of bonds, except that the national debt is fixed interest, is it managed by experts?