When will the fixed investment fund be redeemed?
If investors continue to use money, in theory, open-end funds with fixed investment can be redeemed at any time. However, if you are not in a hurry to redeem, you can also master some redemption skills of fixed investment funds to maximize the expected return of fixed investment.
First, cash in profits.
In the case that investors are optimistic about the invested fund, the fixed investment of the fund is to take profit and not stop loss. That is, when the fund is in a profitable state, it will be redeemed when it reaches the profit-taking line, so that the profit will be safe. If the market plummets and the fund is in a state of loss, then it is necessary to buy on dips, buy big and buy small.
Changes in the market often determine the fluctuation of the fund's net value, but it is still difficult for ordinary investors to predict the future trend of the market. The simplest way is to set a profit-taking line, such as 20%, with reference to the past performance of the fund.
For example, if an investor buys a fund of 654.38+ 10 million yuan, the set profit-taking point is 20%. When the fund reaches the profit point, there are two redemption methods:
Method 1: Redeem all 12000 yuan, but the disadvantage is that you may miss the later skyrocketing.
Method 2: partial redemption, such as 50% redemption, that is, 6000 yuan, and the remaining 6000 yuan depends on the market situation in the later period.
Second, stop loss redemption
When there is no abnormality in the fund, the loss plus position is a way to dilute the investment cost, because when the net value of the fund falls, the fund shares bought by the same fund will increase, and after the market rises, the expected income brought by these fund shares will dilute the previous losses.
However, if the fund is abnormal, for example, compared with the net value of the same type of fund, the fund manager changes frequently, or the fund assets shrink rapidly. Then stop loss in time to avoid greater losses.
The above content about when the fixed investment fund will be redeemed, I hope it will help everyone. Warm reminder, financial management is risky and investment needs to be cautious.