The higher the issuance frequency and popularity of new funds, the more people will buy new funds. What are the benefits of subscribing for a new fund?

First, it's cheap. I think the biggest advantage of the new fund subscription is that it is cheap, which is reflected in the net value of the fund and the subscription fee. The net value of the new fund subscription is 1 yuan, which means we can buy a fund at the lowest cost. If you are optimistic about this fund, it is still good. Compared with the same fund, the fund collects the subscription fee during the raising period and the subscription fee during the opening period. The subscription fee is generally 1%- 1.2%, and the subscription fee is about 1.5%. The subscription fee for new funds is generally not discounted, so the funds purchased during the subscription period are generally cheaper. The subscription fee of the old fund is generally 10% off on all major platforms, so the new fund has no advantage in cost.

Second, it is relatively stable. There is a saying in the fund market that "the bull market buys the old and the bear market buys the new", because when the market environment is good, the new fund can't beat the old fund, and when the market environment is frustrated, the new fund is more resilient, and the most important thing is the shareholding ratio. When the subscription period of the new fund expires, it will enter a closed period, usually 3 to 6 months. Closed period means that the fund manager realizes the investment strategy. When opening positions, stock positions are generally not very high during this period. The allocation ratio of stocks is the biggest influencing factor of fund risk. When the market falls, the new fund is more flexible and stable because of its low shareholding ratio.

Third, newly issued special fund types can enjoy special treatment. For example, the capital preservation fund is purchased during the subscription period, so investors can enjoy the capital preservation treatment when they hold it due.

Many people will say that the new fund has more growth potential, so it is more worth buying. I am not inclined to list this as the advantage of a new fund, because the future growth potential of a fund is related to its operation. It is not that the lower the price, the higher the potential, and the rise of the fund's net value is endless. The domestic fund market has not developed for a long time, and it is normal that there are not many high-net-worth funds, but the future of the fund market can be expected. Judging the potential of a fund requires a more professional vision. For an investor, buying a new foundation increases his own risk.