Many investors will pay attention to the net value of funds when buying them. So, the higher the net value of the fund, the better? What is the net income of 1.0693? The following Xi Cai Jun has prepared relevant contents for your reference.

The higher the net value of the fund, the better it is to buy?

The net value of the fund cannot be used as the basis for investment. Generally, a low net value of a fund only means a low purchase cost, while a high net value only means a high purchase cost.

The income obtained by the fund depends on the difference between the net value of the fund and the purchase share when selling and buying. The high net value at the time of buying does not mean that the net value of the fund will continue to rise in the future, and the low net value at the time of buying does not mean that the net value of the fund will continue to slump in the future.

For example, when the net value of Fund A is 1 yuan, 10000 yuan will be used to buy 10000 copies. When the net value of Fund B is 2 yuan, 5000 copies will be purchased at a price of 654.38+0 million yuan. After a period of time, A's net worth is 1.5 yuan, and B's net worth is 2.2 yuan.

Assuming that the handling fee is not calculated, the income of Party A is10000 * (1.5-1) = 5000 yuan, and the income of Party B is 5000*(2.2-2)= 1000 yuan. It can be seen that the higher the net purchase value, the better.

What is the net income of 1.0693?

The net value of 1.0693 depends on the fund shares held by investors and the net value of the fund at the time of purchase.

For example, at the time of purchase, the net value of the fund is 1 yuan, and 10000 shares are held. Now the net fund value is 1.0693, and the income is10000 * (1.0693-1) = 693 yuan.

Of course, there is a handling fee for buying and selling funds.

On-site funds mainly charge commissions and operating fees. Commission fees vary from securities company to securities company, and generally will not exceed 3 ‰ of the transaction amount. For example, if the commission rate of a securities company is 6 ‰ and investors buy funds 10000 yuan, the transaction fund handling fee is 10000 * 0.06% = 6 yuan.

Operating expenses include management fees, custody fees and sales service fees. Operating expenses are accrued on a daily basis and paid on a monthly basis, and investors are not charged separately.

OTC funds mainly charge subscription fees, redemption fees and operation fees, and the general fees are higher than those of OTC funds.