As we all know, different channels purchase funds at different rates. Generally speaking, there are few discounts for banks, brokers and other channels to buy funds, while the fees for third-party platforms such as Alipay and Tian Tian Fund are very favorable. Some friends asked Bian Xiao why the rate of paying money to buy funds is 0. 15%, while the stock software is10.5%. Bian Xiao will talk about this topic below.

Why is the rate for Alipay to buy funds 0. 15%, while the rate for stock software is10.5%?

Funds are issued by fund companies, which are equivalent to manufacturers, official website and APP are equivalent to factory direct sales, and Alipay, banks, brokers and other sales channels are similar to dealers.

Alipay has a huge number of users, and most of them are precision financial users, so the funds sold by Alipay platform are definitely more than those sold by a single broker. Fund companies are of course willing to give Alipay a more favorable rate (subscription fee to sales channels), just like big supermarkets and small shops. The bigger the platform, the more obvious the advantages, and the funds that can get the "wholesale price" from fund companies can be sold.

For platforms such as Alipay, its users are large, and the way to sell funds is small profits but quick turnover. The lower the fund rate, the more attractive it is for users to buy funds in Alipay. After all, the subscription fee of the bank brokerage channel is not discounted, while Alipay offers a discount of 1. Take the subscription fee of stock fund 1.5% as an example. Buying on Alipay can directly save 1.35%, which is equivalent to buying a stock, and you earned 1.35% before the stock price moved. Everyone likes to take advantage of this cheap.

Ok, let me introduce why Alipay's fund subscription rate is 0. 15%, while stock software is10.5%. I hope it will help you. Warm reminder, the fund is risky and needs to be cautious in investment.