Children are the hope of parents, and every parent wants to give their children the best. For the sake of their children's bright future, many parents now buy children's education fund insurance one after another, which provides corresponding insurance money for children's educational needs at different growth stages. Generally, the insured age of education fund insurance is not more than 12 years old. The earlier the insured time is, the more education funds will be accumulated. However, although education fund insurance is very common, not every parent knows about it. To understand it, let's start with its concept. What are the guaranteed serious illness insurance for children? Which are cost-effective? Which one is the most worth buying? Let's take a look at the top 1 insurance companies selling children's serious illness insurance

The concept of children's education fund insurance

Children's education fund insurance. Simply put, as long as the insurance premium is paid to the insurance company on time, this insurance will provide the corresponding education fund for the children. No matter whether the children are in junior high school, high school or university, they can get an education fund provided by the insurance company. Which insurance company is stronger? I just sorted out the relevant contents, hoping to help you: the latest list! Top ten insurance companies in China rank

Why do you want to buy children's education fund insurance

Nowadays, parents and friends all know that children's education costs are getting higher and higher. From children's kindergarten to college, the total education cost is about 3, yuan, which is simply beyond the affordability of ordinary families. However, if parents take out some money every year to take out an education fund insurance for their children when they are very young, then the insurance company will provide corresponding education funds for their children to go to school at different stages of their education. At this time, parents don't need to worry about their children's tuition fees, and children will not give up their study career because they don't have tuition fees.

(data source: Olympiad Network)

For example, Lao Li's child is 18 years old and has just been admitted to a university, but the annual tuition fee alone needs 15, yuan. However, Lao Li has never had a good job in recent years because of his poor health, and some things he usually does are only enough for his family's expenses. Faced with the tuition fee of 15, yuan, Lao Li is really at a loss.

Fortunately, Lao Li bought education fund insurance for his children when they were very young, and the premium has been paid in previous years. This education insurance can receive education funds from the age of 15. Now that the child is in college, the insurance company will give the child an education fund, which is enough for the child to go to college. This has solved Lao Li's urgent need at once and enabled the child to have money to go to school. I really appreciate the help of the education fund insurance.

what kind of children's education fund insurance to buy

There are two kinds of children's education fund insurance in the insurance market, one is dividend-paying education fund insurance, and the other is traditional education fund insurance.

traditional education fund insurance: it provides education expenses specifically for children's different learning stages, covering children's junior high school, senior high school and university. This education fund insurance is very targeted and only provides education funds for children, so the premium is also relatively low. It is a basic education fund insurance, which is more suitable for families with general economic conditions and has more buyers.

Dividend-paying education fund insurance: This education fund insurance not only provides education funds for children, but also has dividend-paying function, which can give certain income to the insured and provide certain income to the insured's family. However, the insurance premium of this kind of education fund is relatively high, so it is more suitable for families with good economic foundation.

For example,

Lao Wang and Huang are good friends, and their children are of the same age. Now that their children are in primary school, they all know that their children's education costs are very high, so they bought an education fund insurance in an insurance company. Lao Wang bought a traditional education fund insurance for his children because his family's annual income is relatively low, which costs more than 5, yuan a year, while Lao Huang bought a dividend-paying education for his children because his family's annual income is relatively high. However, Lao Huang will get more education money than old Aric, and there will be dividends from the company every year, which will generate certain income.

Based on the analysis of examples, it is impossible to explain which education fund insurance is good. Only the one that suits you is the best. We should choose which education fund insurance according to the economic conditions.

Children's education fund insurance is very important for children. Considering the family's financial situation, please buy a children's education fund insurance, which not only provides children with education funds, but also provides them with a personal guarantee, thus achieving multiple goals.