Hello! With the growth of children, in order to make their growth have a good starting point, parents are investing more and more in their children's education expenses. How can children's education expenses be fully guaranteed? Buying a dividend insurance for children is undoubtedly a very suitable choice. As for the dividend insurance for children's education, whether it is more appropriate to choose 10 year or 20 years premium payment period needs to be judged according to the children's security needs and the family's economic affordability.

How to buy the most suitable dividend insurance products for children?

1, comprehensively consider the child's existing security system, first give him a complete critical illness security system, and then consider the education reserve.

2. The earlier the education fund is insured, the better. The earlier the insurance time, the more education funds will be accumulated, the less the annual payment will be, and the earlier the protection will be. When buying education fund insurance, we should pay attention to the additional premium exemption insurance. If the family's economic conditions are good, you can consider buying universal insurance as a supplement to your children's education.

3. Choose a professional insurance network platform similar to this one, and then comprehensively compare the related products of various insurances according to the actual protection needs, and choose the most suitable child insurance with both educational reserve and critical illness protection.

To buy the most suitable dividend insurance products for your children, you should pay attention to the comprehensive consideration according to the risks faced by your children, and you should refer to AIA coloplast's critical illness insurance (exclusive for children).