First, will rich countries lose money in their wallets?
According to the introduction on the WeChat wealth management page, Guo Fu's wealth wallet currency belongs to a money fund with a low risk rating, but the money fund is not a wealth management product with guaranteed capital and interest, so it may still lose money. However, with the exception of deposits and national debt, most wealth management products stipulate that the principal cannot be guaranteed, so you can relax.
Second, how likely is it that rich countries will lose money in their wallets?
Although the money fund, a rich wallet currency, does not promise to protect the capital, the possibility of its loss is still relatively small, and the risk is much smaller than that of stock funds.
There is only one possibility that rich countries will lose their wallets. That is to say, the market interest rate has greatly increased, and the money fund can only be forced to sell securities with fixed expected returns, and at the same time, the users of the fund have centralized redemption, resulting in a run. Of course, it is unlikely that these two situations will happen at the same time.
In history, there are two money funds with negative expected returns of 10,000 yuan, namely Penghua Money Fund A in 2005 and TEDA ABN Amro Money Fund in 2006, but these two funds are only temporarily losing money, not very serious.
Summary: Guo Fu Guo Fu Wallet Currency, as a monetary fund, does not promise to protect capital and interest. In history, there have been losses of similar products, but in general,
As a product with low risk rating, the rich wallet currency in rich countries is less likely to lose money.
You don't have to worry too much about its safety.