What is the inquiry method of individual account and overall account of endowment insurance?
1. social security center inquiry
If you don't know your social security account number, you can bring your ID card to the business hall of social insurance agencies in various districts to inquire.
Online inquiry
Log in to the city's labor security network or social insurance business website, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (the password is your social security number or the date of birth of your ID card) to inquire about my insurance information.
3. Telephone consultation
Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry.
4. Touch screen query
If there is a social insurance touch-screen inquiry system in the business hall of social insurance agencies in each district, swipe your card or enter the card number or ID number according to the screen prompts for inquiry.
The payment base and proportion of endowment insurance are as follows:
1, the payment base and proportion of the employer.
Regarding the payment base, some places take the total wages of enterprises as the payment base, such as Liaoning, Jilin, Henan, Zhejiang and other provinces and cities; In some places, the total wages of all employees are taken as the base, such as Beijing, Tianjin, Shenzhen and other provinces and cities. The proportion of the basic old-age insurance premium paid by the employer shall generally not exceed 20% of the total wages of the enterprise, and the specific proportion shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government. At present, the contribution rate of employers in Liaoning Province is 2 1%. The social insurance premiums paid by the employer are included in the basic old-age insurance pooling fund, which is used to pay the basic old-age insurance benefits in the current period, and pay as you go.
2, employee individual payment base and payment ratio
Individual employees are included in their personal accounts according to 8% of their contributions, and the contributions are my average monthly salary in the previous year. China Merchants Bank Insurance reminds that the part where the average monthly salary exceeds the average salary of local employees by more than 300% is not included in the individual contribution base; If it is lower than 60% of the average wage of local employees, the payment wage base shall be calculated at 60%. All the endowment insurance premiums paid by employees are included in personal accounts, forming a personal account fund for paying personal account pensions after retirement. At present, personal accounts are actually "empty accounts", and the income is calculated according to the one-year deposit interest rate every year. Liaoning began to try to make a personal account from 200 1.
3, flexible employment base and payment ratio.
The payment base for flexible employees to participate in the basic old-age insurance is the average monthly salary of local employees in the previous year, and the payment ratio is 20%, of which 8% is included in personal accounts.
The above is the relevant information compiled by Bian Xiao for you. Through the above, we have a further understanding of these issues. If your situation is complicated, online lawyer consultation service is also provided. You are welcome to come for legal consultation.