According to the relevant national laws and regulations, if a male employee participates in maternity insurance and his wife is unemployed and does not participate in maternity insurance, he can still reimburse the expenses from the insurance fund according to the regulations. Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations.
Article 54 of the Social Insurance Law of People's Republic of China (PRC) stipulates that if the employer has paid maternity insurance premiums, its employees will enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund. Maternity insurance benefits include maternity medical expenses and maternity allowance.
Article 53 stipulates that employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, while employees shall not pay maternity insurance premiums.