Funds belong to a way of managing money. Some college students have a lot of pocket money, and if they have some spare money, they will think about buying funds to make money. So should college students buy funds? How many funds should college students buy? I have prepared relevant contents for everyone. Interested friends come and have a look!

Should college students buy funds?

The first thing is to divide the money into two parts, one is the daily expenses, and the other is the rest. If the remaining money is idle, you can try to buy a fund. But to buy money from a fund, you need to learn the relevant knowledge of the fund. Never buy funds blindly. If you know nothing about buying funds, it's easy to lose money.

If you don't have spare money, don't buy a fund, because the fund belongs to investment, needs the principal and has certain risks. Buying may not necessarily make money, but it may also lose money. Don't buy if you don't have the ability to take risks.

How many funds should college students buy?

The threshold of the fund is not high. Some students can buy it for one yuan, some students can buy it for ten yuan, and they can buy as much as they want, but they should consider it according to their own situation. For example, if students have more than 1000 pocket money after deducting daily expenses, they can consider investing in the monetary fund or the pure debt fund 500 yuan on a regular basis.

You can also invest in high-risk funds. For example, you don't need to invest once if you invest in stock funds or hybrid funds. You can invest 100 yuan per month in the form of fixed investment to spread the risk, which will not have a great impact on your life.