It is safe for banks to buy, but the handling fee is high and the handling fee of securities companies is low.

Just take your ID card to the bank.

After buying the fund, he will give you a list. You just need to set the password of the bank card. If there is a securities card, just set the securities card password.

No password is required to log in to the fund website. The time for the fund to pay dividends to the bank card first is 5 working days, and the same is true for the card (the card you handle yourself).