When we invest in financial management, whether we are novices or experienced veterans, the most concerned issues are nothing more than risks and benefits. The difference is that experienced veterans may be more risk-tolerant, while novices are different. For most beginners, the most important thing is to break even and keep the interest rate low. So can the newly issued bond fund be bought? Is the new bond fund risky? We have prepared relevant contents for your reference.

Can I buy a new bond fund?

Newly issued bond funds can be bought. In the fund market, according to the time sequence of fund issuance, it can be divided into new funds and old funds. The new fund and the old fund have their own advantages and disadvantages, depending on the investment characteristics of investors. Some like new funds, while others like old funds. The advantages and disadvantages of the new fund and the old fund are as follows:

Advantages of the new fund: because the new fund is newly issued and belongs to the growth type, the growth ability and space of the new fund will be larger than that of the old fund. And the ability of the new fund's expected income level will be faster. In addition, in order to raise funds quickly, the subscription fee of the new fund issuing fund company may be discounted to reduce the subscription cost of investors.

Disadvantages of the new fund: there is no historical performance as a reference, it is impossible to evaluate the past value, and the new fund is highly volatile and unstable.

The advantage of the old fund is that it has historical performance as a reference and can evaluate the past value. The disadvantage is that the old fund has little room for growth and its ability to predict the income level may be slow.

Is the new bond fund risky?

There must be risks, and any investment and financial management is risky to varying degrees. Generally speaking, the new fund is more risky and volatile than the old fund. Although the net value of the new fund is low, the same money can buy more stocks, but it has little to do with the income. When we choose a fund, we should consider it comprehensively. You can't just look at the benefits without looking at the risks. High returns are accompanied by high risks.