The fund custodian can be a bank or a securities company.

The fund manager should be the fund manager of the fund company.

Generally speaking, a fund custodian is not a fund manager.

There are several ways to share income. If it is dividend, the dividend method you choose is cash dividend, then the dividend money will be directly transferred to your bank card, and the principal of the investment will continue to hold the money and will not be returned to you. But if it is redemption, it will be returned to you with interest.

This is my personal understanding. I wonder if I can help you.