Many of us prefer to buy funds. The advantages of funds are simple operation, moderate risk, low investment threshold and low professional requirements. Many of them are keen on fixed investment funds, because fixed investment funds can spread investment risks and increase their expected returns. So how can investment funds get better returns? Is the risk of fund fixed investment high? With regard to this knowledge, we have prepared relevant contents for your reference.

How do investment funds get better returns?

Fixed investment is more suitable for those who have less leisure time, limited energy and don't know much about investment and financial management, because it is relatively simple to invest a fixed amount at a fixed time.

First of all, in order to improve the expected income of our fixed investment fund, we need to reduce the investment cost as much as possible. The skills to reduce the fixed investment cost of the fund mainly include the fixed investment in the downward channel of the fund, choosing the fund with lower valuation and reducing the handling fee of the fixed investment fund.

Secondly, if you want to improve the expected income of your fixed investment fund, then you must increase the probability of making money. The skills to increase the probability of making money from fixed investment of funds include choosing high-quality funds as fixed investment targets, choosing smart fixed investment, setting the fixed investment time on Tuesday and Thursday, and making long-term fixed investment.

Finally, when we decide to invest in the fund, we also need to choose the right fund according to our risk tolerance. But generally speaking, the greater the fluctuation of the fund, the better the effect of its fixed investment may be, and the higher our expected return will be.

In addition, when the fund makes a fixed investment, we need to set the fixed investment time according to the personal financial situation. Fixed investment time generally includes daily fixed investment, weekly fixed investment and monthly fixed investment, and people with less funds prefer daily fixed investment.

There are two types of funds: Class A and Class C, with different fees. Class A is the front-end fee, that is, the subscription fee of the fund is charged at one time. The fund category C is the back-end charge, that is, the service fee is charged and the daily deduction is made.

Generally speaking, the fixed investment of funds is held for a long time, and it is more cost-effective to choose fund A, but if it is held for a short time, it is more cost-effective to choose fund C. There is also the fact that on-site funds cannot be fixed, and only off-site funds can be fixed.

Is the risk of fund fixed investment high?

The risk of fund fixed investment is not high. Although the risk is not high, it does not mean that there is no risk. Any investment and financial management method has certain risks. The risk of fixed investment of the fund has a great relationship with the fund target. If it is a partial stock fund, the risk is relatively large.

The main function of the fixed investment of the fund is to average the holding cost of the fund and diversify the investment risk, thus reducing its own losses. Therefore, the risk of the fund's fixed investment is not great, and it is relatively safe and reliable.