What makes the consignment products enter the unified access? The answer is that the consignment products are unified access by the head office. Neither approval nor channel management is approved by the Head Office. Branches are not allowed to sell products by themselves. For such a unified standard, these consignment funds may also achieve certain management when they are popular in the market. Otherwise, if some of these consignment funds are not well managed, it will have a series of bad negative effects.
Neither approval nor channel management is approved by the Head Office. Branches are not allowed to sell products by themselves. For such a unified standard, these consignment funds may also achieve certain management when they are popular in the market. Otherwise, if some of these consignment funds are not well managed, it will have a series of bad negative effects.
1. managed products
Bank-managed products actually mean that the funds of the products are held in the bank, which has nothing to do with consignment.
It is understood that the bank's asset custody business is a financial service provided by commercial banks for funds such as funds, insurance and entrusted investment management. Usually, as an independent third party, banks provide basic services and value-added services such as safe custody, fund settlement, asset evaluation, accounting, investment supervision, information disclosure, etc. to assets under custody according to legal provisions and custody contracts, so that assets can be effectively supervised and objectively analyzed.
2. Product consignment
Bank consignment products are not investment and wealth management products of banks' own brands. Generally, products sold by banks on commission need to comply with relevant laws and regulations, and can only be sold to bank customers after the banks have gone through standardized approval procedures.
Fund consignment is an investment business of financial institutions, which is called open-end fund consignment business. This business refers to an intermediary business in which a financial institution accepts the entrustment of a fund manager, signs a written consignment agreement, sells open-end funds on behalf of the fund manager, accepts applications from investors for subscription, purchase and redemption of open-end funds, and provides supporting services.
The unified access of consignment products is usually supervised and audited in many aspects: first, the quality and safety of consignment products are evaluated to ensure compliance with relevant laws, regulations and standards.
Secondly, it is necessary to consider the compliance of the production process and raw materials of the consignment products, including the production environment, process flow and production equipment. At the same time, we should pay attention to whether the packaging, logo and instructions of the products are clear and accurate, so as to ensure that consumers can correctly use and identify the products.
In addition, price rationality, market competitiveness, and the shipper's reputation and business ability are also factors to be considered. Combined with many factors, the unified access audit of consignment products aims at protecting consumers' rights and interests, maintaining market order and promoting industrial development.
Summary: The answer to "What are the consignment products with unified access" is the head office.