What are the skills of the fund's fixed investment?
First, the choice of monthly fixed investment time
1, try not to choose 1 to 8. Because there are holidays on New Year's Day, Spring Festival, May Day, 1 1 month every year, the fund business is suspended, and the fixed investment is deducted on the first day after the holiday, but basically the stock market will rise on this day, and the high net value of the fund is not worthwhile. If you plan to invest in 2 or 3 funds, it is recommended not to set them on the same day, but to allocate them evenly according to the number of days in each month. If you have enough time, you can modify the scheduled investment date and try to set it on Thursday and Friday. Generally, the stock market has fallen much in the past two days, so you can buy more fund shares.
Second, the choice of fund varieties.
In the current volatile market, I personally suggest choosing index funds and issuing excellent old funds for at least 2 years. There is no need to pursue hot spots. Those who like stability can allocate blue-chip funds, and those who like to pursue high returns and high risks can invest in emerging industry funds.
Third, the choice of fixed investment period
At least 3 years, no obvious effect can be seen in the short term. The fund will make a fixed investment to facilitate the termination of the payment plan at any time. Citizens do not need to raise a large sum of money to participate in the fixed investment of the fund, but can invest with spare money other than necessary living expenses every month. This can not only force savings not to cause extra burden on the economy, but also turn small money into big money to meet the demand for big money in the future, which is one of the good ways of fund management.
Many people think that the fund can be left alone after it is fixed. Actually, it is not. The fund's fixed investment also needs profit taking. Now many fund platforms have the function of setting profit-taking lines. Investors can set according to their expected goals. After successful setting, if the fund's fixed investment income reaches the profit-taking line, the system will remind you that you can sell profit-taking, so that your income will not be lost.
Finally, remind investors that the fund is risky and investment needs to be cautious.
Lesson on Fund Making Money (Fixed Investment-1 1 class) Brother Li
The fund investment method with the greatest probability of making money!
free trial