Advantages of fixed investment: 1. The average cost method is used to dilute the investment cost and reduce the investment risk. The minimum monthly subscription amount of the fixed investment fund is only 65,438+000-500 yuan. When the net value of the fund falls, the more fund shares are purchased; With the increase of fund net value, the less fund shares are purchased, which plays a role in sharing investment costs and reducing risks. Every little makes a mickle, even small money can be a big investment. Insist on saving, every little makes a mickle; Expert financial management has benefited a lot; 3. The compound interest effect is considerable for a long time. The key is that its compound interest effect is higher than all kinds of savings deposits and national debt, and the investment income obtained by customers participating in the fixed investment of the fund is completely tax-free. You can bring your ID card to the counter of China Bank, apply for a UnionPay debit card to deposit funds and open a fund account, and you can do fund transactions; You can also open personal online banking business and handle fund transactions in online banking yourself. The selection of funds should be based on the individual's risk-return tolerance, and then select high-quality funds with good long-term performance, such as: radical Xingquan Global Vision Stock, Southern CSI 500 Index Fund, and Guo Fu CSI 300 Index Enhanced Index Fund; Steady rich country Tianhui selected growth mixed fund and Morgan Stanley Huaxin resource optimization mixed fund; Conservative Guangfa enhanced bonds, rich countries optimize enhanced bonds and invest in Aberdeen enhanced bond funds; You can also configure the Southern Cash Increase Monetary Fund at the subscription point; You can choose one or more of the above types of funds, and with the fixed investment of combined funds, the return on income is higher and more reliable.