Let’s calculate it this way: Assuming that if you save 10,000 yuan in Yu’e Bao, the average annual return can reach 5%, then if you save 10,000 yuan in one year, you will get 500 yuan in income.
In the end, you can get 10,500 yuan into your account.
The income is volatile because Yu'e Bao is an investment method of monetary funds, so the income is generally expected to be 3% to 10% based on historical data.
At present, Yu’e Bao’s income is not less than 5%.
I think it's about to fall off.
Personally, I think that as long as the stock market is good, it will definitely fall.
If you deposit 1 million in Yu'E Bao, the estimated principal you can get is 500*100/year.
The principal is the principal, and it is generally not less, because judging from the historical return data of money funds, there is basically no negative return.
I remember that in our country, since the introduction of monetary funds, only one or two monetary funds have experienced negative returns once or twice.
Relative principal loss protection is very safe.
In addition, Yu'ebao is an Internet financial management method. If 1 million yuan is less than 30% of your total assets, you can consider investing.
Assuming it is a large proportion of your total assets, you have to consider security in case your computer or mobile phone is infected, or personal information is leaked.
Your 100W may be at risk.
Maybe it’s possible to buy a bag for Meimei.